Project Info
Principal Investigators
Cátia Batista (Nova SBE)
Sandra Sequeira (LSE)
Pedro Vicente (Nova SBE)
Field Coordination
Matilde Grácio
Rute Martins Caeiro
Partners
Carteira Móvel
Central Bank of Mozambique
Funding
International Growth Center (IGC)
United States Agency for International Development (USAID)
About this Project
The goal of this project is to learn how mobile money can best increase the savings capacity of microenterprises, and to investigate how business skills affect the optimal management of savings for business development in Mozambique. To the best of our knowledge, this study is the first to test for the relative importance, complementarity and sustainability of low-cost interventions that leverage accessible technology to promote the development of microenterprises.
Using a 2×2 randomized control trial methodology, we evaluate (1) the role of cell-phone technology (mobile money) in facilitating savings; (2) the impact of a financial training program aimed at assisting microenterprises to efficiently manage micro-savings and work towards achieving long-term self-declared business goals.
Read here the NOVAFRICA Working Paper 2104 “Closing the Gender Profit Gap“.
Read the published article in Management Science.
Contributing to SDGs:
