Usage of Electronic Payments by Small Business Owners in Mozambique

Project Info

Principal Investigators

Pedro Vicente (Nova SBE)
Esselina Macome (Central Bank of Mozambique)

Project Management

Aurora Bila
Rafael Francisco

Field Coordination

Margarida Ortigão

Managing Institutions

Banco de Moçambique


International Growth Center


About this Project

A collaborative effort with Banco de Moçambique


This study is the first part of a project concerning Electronic Payments in Mozambique with the purpose of diagnosing the access to banking and electronic payments (POS, Mobile Banking and Mobile Money) by small businesses in the cities of Mozambique.

For this purpose, 1.000 small firms were selected in the cities of Maputo and Matola to answer a baseline survey with the goal of analysing which businesses use these services and what factors, regarding the business and the owner, are more likely to influence their usage.

Contributing to SDGs: