Cátia Batista (Nova SBE)
Sandra Sequeira (LSE)
Pedro Vicente (Nova SBE)
Rute Martins Caeiro
Central Bank of Mozambique
International Growth Center (IGC)
United States Agency for International Development (USAID)
About this Project
A collaborative effort with Carteira Móvel and the Central Bank of Mozambique.
The goal of this project is to learn how mobile money can best increase the savings capacity of microenterprises, and to investigate how business skills affect the optimal management of savings for business development in Mozambique. To the best of our knowledge, this study will be the first to test for the relative importance, complementarity and sustainability of low-cost interventions that leverage accessible technology to promote the development of microenterprises.
Using a 2×2 randomized control trial methodology, we will evaluate (1) the role of cell-phone technology (mobile money) in facilitating savings; (2) the impact of a financial training program aimed at assisting microenterprises to efficiently manage micro-savings and work towards achieving long-term self-declared business goals.