Seminário NOVAFRICA:
“What Are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka”

Na quarta-feira, dia 17 de Fevereiro, pelas 14h30, o Centro NOVAFRICA convida Christopher Woodruff, da Universidade de Warwick, para apresentar o seu trabalho.

Autores:
Michael Callen
Suresh de Mel
Craig McIntosh
Christopher Woodruff

Resumo:
When households increase their deposits in formal bank savings accounts, what is the source of the money? We combine high-frequency surveys with an experiment in which a Sri Lankan bank used mobile Point-of-Service (POS) terminals to collect deposits directly from households each week. In this context, the headwaters of formal savings are to be found in sacrificed leisure time: households work more, and work more on the wage market when savings options improve. These results suggest that the labor allocation channel is an important mechanism linking savings opportunities to income.

Este seminário será apresentado em Inglês.

Pode encontrar mais informações sobre este seminário aqui.